686+ merchants trust Polapine for payments
21 new merchants joined this month

Accept Payments
Without the Headaches

Zero setup fees. No monthly charges. Same-day payouts.
Start accepting Apple Pay, Google Pay, Cash App & Crypto in under 5 minutes.

5-Min Setup
$0 Monthly Fee
Smart Gateways
Fraud Protection

No credit card required • Setup in 5 minutes

Apple Pay
Google Pay
Cash App
Crypto
Cards
256-bit SSL Encrypted
100% Refundable Deposit
99.9% Uptime
24/7 Support

Everything You Need to Accept Payments

Enterprise-grade infrastructure with the simplicity your team needs.

Smart Routing

Automatically route transactions to the optimal gateway based on success rates, costs, and availability.

Fraud Protection

Built-in fraud detection and prevention. Protect your business from chargebacks and disputes.

Real-time Analytics

Monitor transactions, track revenue, and analyze performance with detailed dashboards.

Developer API

RESTful API with webhooks. Integrate payments into your platform in minutes.

Payment Links

Create shareable payment links instantly. No code required. Perfect for invoicing.

Prevent Disputes

Our In-House Risk Manager prevents past disputers or blocks them permanently so they can't reach or use any gateway you want them to.

Our Best Feature
In-House Risk Management

How Dispute Prevention Works

Our In-House Risk Manager identifies and blocks past disputers permanently — they can never reach or use any gateway you want to protect.

Customer Attempts Payment
Risk Manager Scans Database
Decision Allow or Block
Approved Clean customer proceeds
Blocked Disputer permanently denied
99.7% Detection Rate
<50ms Response Time
24/7 Active Protection
0 False Positives

Disputer Database

Every past disputer is logged and flagged permanently in our system

Identity Matching

Advanced fingerprinting to detect disputers even with new cards or emails

Gateway Protection

Block disputers from reaching any specific gateway you choose

Real-Time Blocking

Instant detection and denial before the transaction even reaches your processor

Enterprise Feature

Custom Gateway Orchestration

Bring your own payment gateway for higher success rates. We orchestrate transactions across your custom integrations for maximum approval ratios.

+15% Higher Success
BYOG Your Gateway
Customer Initiates Payment
Smart Router
AI-Powered Gateway Selection
Gateway Pool 5+ Active Gateways
Success Payment Complete
99.9%
Uptime
<2s
Avg Response
Auto
Failover
24/7
Monitoring

Works With Your Stack

Integrate payments into any platform with our RESTful API v4.1. Full webhook support for real-time notifications.

RESTful API v4.1

Create invoices, manage payment links, track transactions, and receive real-time webhook notifications.

JSON Responses Webhooks Sandbox Mode

E-Commerce Ready

Integrate with any e-commerce platform using our simple REST API. Works with all major CMS systems.

Mobile & Apps

Build payment flows into mobile apps with simple HTTP calls. Works with any framework that supports REST APIs.

Any Language

Use any programming language that can make HTTP requests. Simple JSON-based request and response format.

Quick Integration Example
// Create an invoice via REST API
const response = await fetch('https://api.example.com/v1/create-invoice', {
  method: 'POST',
  headers: {
    'X-API-Key': 'pk_your_api_key',
    'X-API-Secret': 'sk_your_api_secret',
    'Content-Type': 'application/json'
  },
  body: JSON.stringify({
    amount: 100,
    brand_slug: 'mystore',
    order_reference: 'ORD-12345',
    webhook_url: 'https://yoursite.com/webhook'
  })
});

const { data } = await response.json();
// Redirect customer to payment page
window.location = data.payment_url;
99.9%
Uptime SLA
<200ms
Avg Response
686+
Merchants
24/7
Support

Volume-Based Pricing

Choose the package that matches your monthly payment volume. All deposits are 100% refundable.

Starter

Entry Level • Volume: $5K - $20K

$ 500
security deposit (100% refundable)
Cash App Google Pay Apple Pay Crypto
  • Cash App Multi-Routes ($5-$500)
  • Google Pay & Apple Pay Included
  • Crypto Gateway (BTC, ETH, USDT)
  • Real-time Dashboard
  • Smart Payment Routing
  • Fraud Protection
Get Started

Whale

High Volume • Volume: $50K - $100K

$ 5,000
security deposit (100% refundable)
Cash App Google Pay Apple Pay Crypto
  • Cash App Multi-Routes ($5-$500)
  • Google Pay & Apple Pay Included
  • Crypto Gateway (BTC, ETH, USDT)
  • Real-time Dashboard
  • Smart Payment Routing
  • Fraud Protection
Get Started

Owner

Premium VIP • Volume: $100K - $200K

$ 10,000
security deposit (100% refundable)
Cash App Google Pay Apple Pay Crypto
  • Cash App Multi-Routes ($5-$500)
  • Google Pay & Apple Pay Included
  • Crypto Gateway (BTC, ETH, USDT)
  • Real-time Dashboard
  • Smart Payment Routing
  • Fraud Protection
Get Started
ENTERPRISE

Enterprise Solution

High Volume • $200K+

$ 100,000
security deposit
Cash App Google Pay Apple Pay Crypto
  • Cash App Multi-Routes ($5-$500)
  • Google Pay & Apple Pay Included
  • Crypto Gateway (BTC, ETH, USDT)
  • Dedicated Account Manager
  • Priority Support
  • Advanced Fraud Protection
Get Started
CUSTOM

Custom Quote

Tailored Solution • Any Volume

Let's Talk
custom pricing for your needs
Cash App Google Pay Apple Pay Crypto
  • Custom Volume Limits
  • Negotiated Rates
  • White-Label Options
  • Dedicated Support
  • Custom Integrations
  • SLA Guarantees
  • Priority Routing
  • Multi-Currency Support
Request Quote

Your Keys or Ours

Choose how you want to process payments. Full control, your way.

Bring Your Own Keys

Connect your existing payment gateway accounts. Keep your relationships, rates, and data.

  • Use your Stripe, PayPal, or other accounts
  • Keep your negotiated rates
  • Full data ownership
  • Direct settlement to your accounts

Use Our Infrastructure

Let us handle the complexity. Start accepting payments immediately with zero setup.

  • Instant activation
  • Pre-negotiated competitive rates
  • Multi-gateway redundancy
  • Managed compliance
Trusted Infrastructure

Integrated With Leading Payment Processors

We connect with the world's most trusted payment gateways to ensure your transactions are processed securely and reliably.

Stripe
PayPal
Square
Braintree
Adyen
Authorize.net
NMI
Checkout.com
Coinbase
Plaid
Cash App Pay
Apple Pay
Stripe
PayPal
Square
Braintree
Adyen
Authorize.net
NMI
Checkout.com
Coinbase
Plaid
Cash App Pay
Apple Pay
Google Pay
Klarna
Affirm
Afterpay
Worldpay
2Checkout
Mollie
Razorpay
Venmo
Wise
Skrill
Payoneer
Google Pay
Klarna
Affirm
Afterpay
Worldpay
2Checkout
Mollie
Razorpay
Venmo
Wise
Skrill
Payoneer

Integrated With Popular Chargeback Protection Providers

Protect your business from disputes and fraud with industry-leading chargeback prevention tools.

How Payment Orchestration Works

Our platform acts as an intelligent layer between your business and multiple payment processors, optimizing every transaction for success.

Smart Routing

Transactions are routed to the best-performing gateway based on card type, location, and historical success rates.

Automatic Failover

If a gateway declines or times out, we instantly retry with an alternative processor to maximize approval rates.

Load Balancing

Distribute transactions across processors to avoid rate limits and ensure consistent performance at scale.

Single API

One integration gives access to all connected payment methods. No separate integrations needed per processor.

Unified Reporting

All transactions from all processors in one dashboard. Analytics and reconciliation made simple.

Secure Tokenization

Card data is securely tokenized, so you can process payments without handling sensitive information directly.

Tech Powered by Polapine Digital

Enterprise payment orchestration, smart routing & fraud protection infrastructure

Verified Partner
pd.cash

Start Accepting Payments Today

Join 686+ merchants already processing payments with Polapine. No credit card required to get started.

100% Refundable Security Deposit • Cancel Anytime • No Hidden Fees

Setup takes less than 5 minutes